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Annuities for your retirement

0 commentsInsuranceDeferred annuityImmediate annuityIncreasing annuityJoint-life annuityRetirement AnnuitiesWhat is annuity

Annuities for your retirement Introduction This is an introductory guide designed to provide basic information about using annuities for retirement planning. How much do you need for retirement In general, a retired individual may need approximately 60% of his/her last drawn salary to maintain his/her existing standard of living during retirement. The Employees Provident Fund ….  Read More

Medical & Health insurance

0 commentsInsuranceDisability income insuranceDread diseaseHospital income insuranceHospitalisation and surgical insuranceMedical & Health insuranceMHI policyor critical illness insurance

Medical & Health insurance Introduction This is an introductory guide designed to provide you with a basic understanding of medical and health insurance (MHI). It gives you basic information so that you can make an informed decision when purchasing a MHI policy. What is MHI? A MHI policy is generally designed to cover the cost ….  Read More

Motor insurance

0 commentsInsuranceccrisComprehensive coverMotor insurancencdNo-claim-discountover-insuranceOwn damage claimTheft claimsThird party coverUnder-insurance

Motor insurance   Introduction This is an introductory guide to provide you with a better understanding of what motor insurance is and what you must know when buying motor insurance policies and making claims. Types of motor policies When you buy a motor vehicle, you need to buy a motor insurance. There are, however, many ….  Read More

Houseowner / householder insurance

0 commentsInsuranceBasic fire policyccrishouseholder insuranceHouseholder policyHouseowner insuranceHouseowner policyindividual certificate of insuranceMaster policy

Houseowner/householder insurance   Introduction This is an introductory guide to help you better understand insurance protection for your home. It gives you basic information so that you can make an informed decision when purchasing houseowner/householder policy.   Types of insurance policies for residential property There are three main types of policies which you can buy ….  Read More

Investment-linked insurance

0 commentsInsuranceccrisInvestment-linked insuranceinvestment-linked insurance planregular premium plansingle premium plan

Investment-linked insurance   Introduction This is an introductory guide to help you understand how investment-linked insurance works. It gives you basic information so that you can make an informed decision when purchasing investment-linked insurance policy.   What is an investment-linked insurance plan? An investment-linked plan is a life insurance plan that combines investment and protection. ….  Read More

AKPK – Agensi Kaunseling dan Pengurusan Kredit

0 commentsInformationAgensi KaunselingAgensi Kaunseling dan Pengurusan Kreditakpkakpk bank negaraakpk money senseakpk programAKPK Success Storiesask them akpk debt issueccris akpkDebt Management AgencyPengurusan Kredit

The Credit Counselling and Debt Management Agency, or commonly known as Agensi Kaunseling dan Pengurusan Kredit (AKPK), is an agency set up by Bank Negara Malaysia in April 2006 to help individuals take control of their financial situation and gain peace of mind that comes from the wise use of credit. AKPK offers the following ….  Read More

Money and Tertiary Education

0 commentsTipsccrisfinance educationMoneyMoney and Tertiary EducationTertiary Educationtip money tertiary education

Every parent looks forward to the day their child finishes secondary school and steps into the world of tertiary education as this marks the child’s first steps into adulthood. This is when children are busy choosing their area of studies and this period is an important period because their choice will have an effect on ….  Read More

How to stretch your retirement saving

0 commentsTipsakpkccrisCredit counsellingCredit counselling and Debt Management Agencydebt managementHow to stretch your retirement savings

 Every working man appearance forward to his or her retirement. Most people look forward to an honest life while not having to figure for our cash. However, this is often not the case because we tend to not receive a gradual financial gain upon retirement. This means that we are going to have to stretch ….  Read More

Live according to Your Means

0 commentsTipsakpkccrisCredit counsellingCredit counselling and Debt Management Agencydebt managementLive according to Your Means

Education fees, Medical bill and housing loan repayments created through employees Provident Fund (EPF) pre-retirement withdrawals could also be the explanation for depleting retirement funds. More typically than not, EPF savings area unit insufficient to sustain an individual once he or she stops earning a stable financial gain. Credit counselling and Debt Management Agency (AKPK) ….  Read More